What are a life and disability insurance cover?

Life is unpredictable, and unexpected life-altering events can happen at any time! A life insurance cover is a contract with an insurance company to pay a sum of money to specified beneficiaries upon the demise of the insured. It is chosen based on the needs and goals of the owner. It provides financial protection to surviving dependents after the death of the insured. It is essential to analyze the living standard you wish for your loved ones after your demise before choosing a policy.

In Buena Vista, VA, choosing the right insurance agency will save you time and money. Our trusted Stonewall Grace Insurance agents will keep your best interest at the forefront and ensure your family is protected.

The disability insurance policy covers the policyholder earned income against the risk that a disability could create a barrier that could prevent him from carrying out the core duties of his work. This cover will provide income in the event where due to disability, a policyholder is unable to perform income-generating activities. There are two types of disability insurance cover; short term and long term. The short term insurance benefits cover pays its benefits for a period of up to six months while long term benefits pay its benefits until the policyholder can resume work.

In Buena Vista, VA, Stonewall Grace Insurance agents will offer you a customized life and disability insurance to the convenience and personal touch of clients. Being proactive in safeguarding your loved one’s future while protecting yourself is a smart move that assures you of peace of mind. Stonewall Grace Insurance agents will work with your budget and situation to meet all your life planning and insurance needs. Visit our website today, or give us a call!