What Makes Us Unique

Through the years, many options to purchase insurance products have evolved, however, we believe there are four core areas that provide consumers with the best value available. We display these four areas in the form of a Risk Management Package that is delivered to each of our clients.

Here is what must be contained in the Risk Management Package

1. Product Knowledge - Our agency does not believe in simply collecting VIN numbers or deductibles; our risk management advisors take the personal time to perform a complete comprehensive risk review for each of our clients. The comprehensive review discovers potential risks threatening our clients in all aspects of their lives. Once the risk review is completed, a comprehensive risk program comprised of customized insurance policies that fit together like a puzzle to provide security from future uncertainties is presented to our clients.
2. Lower Premiums – Our agency has met the stringent requirements over many years needed to sign contracts with several top rated insurance carriers that specialize in various insurance products. We have technology that connects these carriers and allows us to send our clients policies out to a competitive pricing environment and then returns the results to us so we can then take the best pricing in that market and customize the coverage’s specific to our clients’ needs. This allows us to keep our clients coverage limits higher while keeping their premiums down.
3. Convenient Service with Personal Touch – Today’s consumer driven marketplace dictates that exceptional customer service must be available in a variety of options and communicated in different ways. A 70 year old client needing service on a health policy likely prefers to communicate differently than a 21 year old needing to add a vehicle to their current auto policy. We have invested in technology that allows our products to be delivered with convenience of modern technology but customized with personal touch. There is no difference in convenience between our clients who live directly beside our corporate headquarters or clients who live 100’s of miles away. We have learned that personal touch with personal convenience leads to personal satisfaction; therefore, the majority of our growth continues to come to us in the form of referrals.
4. Relationships between Clients & Agency - Today’s insurance industry is threatened by companies who have developed incredible marketing techniques, but their insurance products are deficient. The relationships between the client and the agency allows an accurate comprehensive review for each client, the knowledge of the local market and community, and the trust leading to the passion and belief that "Behind every policy is a person". Relationships are the ribbon that wraps the entire Risk Management Package together.