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Senior, Market, Health, & Life Insurance in Virginia
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The city of Buena Vista is a natural paradise, tucked between the majestic Blue Ridge Mountains and the sparkling Maury River in the southwestern corner of the state. People who are looking for a slower pace of life in an area that still has plenty of access to all the comforts of society will love living here; our community is also very popular with seniors. Both life insurance and health coverage are essential for everyone, but especially for those in the senior age group.
Virginia Life Insurance
In the Buena Vista, Virginia area, companies like Stonewall Grace Insurance are able to customize policies for people of any age. As a senior, it can become more difficult to get quality life coverage, especially when you are trying to find a reasonable price, but our agency focuses on finding good policies and great prices. Seniors can usually choose from two basic types of coverage:
Term Coverage:Term life coverage is spread over a period of years, often between 10 to 30 years, in which the insured pays a small amount each month. The policy will pay out its full value to beneficiaries if you pass away during the term of the policy.
Whole Life Coverage:Whole life coverage is usually a shorter policy with higher payments, but it builds cash value. Once the entire policy has been paid for, the cash value is owned by the policy holder, similar to a savings account. The full policy amount will go to beneficiaries if you pass away.
Virginia Health Insurance
Buena Vista, VA insurance can also include health coverage. An independent agent can help people who lack health coverage to get a policy that is custom tailored for them. Whether you want a policy for emergency situations only, or you need the type of health coverage that will allow you to see the doctor whenever you need, independent agents like ours can create the perfect health plan for you.
As an independent agency, part of our goal at the Stonewall Grace Insurance agency is to give you as many options as possible. We will get quotes from several of the leading insurance companies so you can compare policy options and choose what's right for you!