Car insurance is a must-have for all drivers. It is illegal to drive a car without proper insurance in the state of Virginia. However, it may be not easy to pick the right policy especially if it is your first car and you have never done it before. In order to help you make the right choice and an informed decision, here is the list of few tips prepared by Stonewall Grace Insurance serving clients in Buena Vista, VA. 

Choose the right deductible

Having a higher deductible will reduce the cost of your insurance but you will have to pay more out of pocket in the case of an accident. If you have a good driving record and you have not been involved in an accident, then it is better to pick a lower deductible, which means a higher premium. 

Compare rates from different insurance companies

Instead of buying the first insurance policy that you have found, take your time and shop around. Talk to at least three different insurance companies to figure out what they offer. Since every insurance company is different and may have a different method of determining rates, you may find a really good deal. 

Decide how much coverage you need

How much coverage you need depends on many factors, including your assets, how much out-of-pocket cost you can afford, how much you owe and own, whether you have dependents, and some others. 

If you are looking for auto insurance in Virginia and you need a trustworthy insurance agency, Stonewall Grace Insurance serving Buena Vista VA is your perfect choice.  The company has over 20 years of combined experience and provides any type of insurance service, including auto insurance. If you need help to choose an auto insurance policy that will address your needs, do not hesitate to give us a call and talk to one of our agents. ,