Virginia has its own state laws that determine how much auto insurance Virginia drivers have to have to drive legally. Vehicles in Virginia have many different types of coverage that are mandatory. If you aren’t sure that you have enough auto insurance, contact us at Stonewall Grace Insurance in Buena Vista, VA to speak with an agent about your insurance coverage. 

Bodily Injury

Bodily injury coverage is a type of coverage that pays for the medical bills of those who are injured in an accident. In Virginia, there is a minimum amount of bodily injury coverage that vehicles must have for a person who is injured. Then, there is another minimum amount required for all people who become injured. There is also an amount required for the bodily injury caused to uninsured motorists. This includes a required minimum for one person injured and another for all of the injuries that are caused during the accident. 

Property Damage

In addition to paying for injuries, your auto insurance must also pay for damage that is done to someone else’s vehicle. There is a required minimum amount of liability coverage for property damage. This does not cover your own vehicle, however. This type of insurance is required by law, but you can get optional coverage that will also protect your vehicle. Collision insurance is the type you need to cover repairs on your own vehicle. Comprehensive insurance is another optional type that can protect your vehicle from a number of potential dangers. 

Get Your Required Auto Insurance

If you don’t have all of the required types of coverage, or you want to add optional coverage types, contact us at Stonewall Grace Insurance in Buena Vista, VA to find out more about auto insurance.