How VIrginia Determines the Eligibility of Disability Claims

When planning for your future, one of the important choices is to purchase life insurance. Some people understand that unfortunate situations can happen to anyone, so they may buy a life insurance policy that provides benefits if they become disabled. If you live in the Buena Vista, VA area and have questions about life and disability coverage, our team at Stonewall Grace Insurance is here to provide all the information you need. We’ve been working with clients in your area since 1993.

Understanding Disability Determination Services

If you need to file a disability claim, you might wonder how the State determines disability eligibility. According to Virginia Disability Determination Services (VADDS), the determination works with Medicaid and the Social Security Administration to review your claim and evaluate the documentation you provide. The DDS is committed to accurately and fairly determining your eligibility. This agency employs a physician, a psychologist, and an analyst.

When a disability claim is filed, the DDS will determine whether you are clinically able to return to your previous job. The agency will also see if you are able to perform any other type of work. Other branches of this service include a fraud division, which will prosecute those who file fraudulent disability claims. On the other hand, the agency will make an effort to find additional ways to assist those who could have difficulty filing disability claims due to mental illness or homelessness.

Contact Us Today for Your Appointment

Life insurance decisions can be reassuring as you work with an estate planner. However, you might have questions at many other times of your life. Buena Vista, VA clients can feel confident when trusting their insurance needs to Stonewall Grace Insurance. Call us today for an appointment, and let’s talk about your insurance.