At Stonewall Grace Insurance, our mission is to provide your Buena Vista, VA home with comprehensive coverage that safeguards you against unpredictable circumstances. While you may start homeownership with adequate coverage, any updates to your home can change your circumstances and necessitate a review and update of your existing home insurance policy.

The Need for Home Insurance Reviews

Significant changes to your home, such as a remodel, renovation, an added extension, or the installation of an outdoor living area, demand an overview of your home insurance policy. These changes can increase the value of your home, but your insurance might still be based on the original valuation agreement. It’s crucial to update your policy to reflect the increased value of your home.

Consider More Than Just the Home Valuation

We recommend involving your insurance agent to cross-check your policy against your evolving needs. For instance, if a home business that involves on-site meetings is operated from your premises, it would require a rider for a home business added to your home policy. This provides business liability coverage for your home-based enterprise. Additionally, inform your insurance agent about recreational home improvements, such as swimming pools, Jacuzzis, hot tubs, swing sets, jungle gyms, and trampolines. Increasing your liability coverage is advisable if any of these installations are part of your property.

Get in Touch Today

Contact Stonewall Grace Insurance before initiating any renovations or home additions. We can support you in acquiring a temporary insurance policy for the construction phase, ensuring your ongoing project is covered. Our knowledgeable agents can also help you plan the update of your home insurance policy, ensuring you’re always fully protected. Contact us today and start your homeowner’s insurance review for your Buena Vista, VA, home.