Car Broken Into? What To Do Next

You walk out of your house in the morning to see a shocking sight: your car window is broken, and your belongings are scattered about inside your vehicle. You’ve been the victim of a car break-in. While alarming, car break-ins are common. It’s important that you take careful next steps to ensure that you get the help you need in recouping the value of the things you’ve lost. At Stonewall Grace Insurance, serving Buena Vista, VA, our agents are here to help you get the coverage you need for your car. 

If your car has been broken into, the first thing you need to do is call the police to file an incident report. Depending on the standard operating procedure in your area, the police department may or may not send an officer to your home. 

If an officer is being dispatched to the scene, do not touch anything in the car or attempt to clean up any mess. The officer may want to take photographs before you begin to look through your belongings. 

After you’ve filed a police report, call your car insurance company to file a claim. They’ll be able to advise you on how to go about getting money for your belongings to be replaced. You may also want to talk with you renter’s insurance company to see if they’ll cover any of the cost of missing items. 

Call Stonewall Grace Insurance, Serving Buena Vista, VA

Car break-ins are an unfortunate part of life, and it’s important to be prepared before such an incident occurs. Call or stop into Stonewall Grace Insurance, Serving Buena Vista, VA, to learn more about how we can help you get the right auto insurance policy for your needs.

Auto insurance is a necessary expense in order to drive legally. However, that expense can be altered by many different factors. For this reason, it is a good idea to occasionally update your auto insurance. At Stonewall Grace Insurance serving Buena Vista, VA, we are very interested in making sure you have the best auto insurance deal around. Keep reading to learn when you should update your auto insurance. 

You Have Liability Only Insurance

Some people opt for liability only insurance if they are having a hard time budgeting in full coverage. If you have been in this situation before, but now your financial situation has changed, you may want to consider updating your auto policy. Full coverage is a much better investment, especially if your car has value. 

You Have Teen Drivers

When your children enter their teen years you will want to evaluate your auto coverage. Coverage changes when you add teen drivers. Shop around to make sure you are still getting the best rate. 

You’ve Gotten Married

Now that you are married you will need to add your spouse to your policy in most cases. This is a great time to shop around and update your insurance.  Married couples are often offered discounts that you do not get when single. 

You Are Older

As you get older you should be able to qualify for better insurance rates. If your current auto policy is not reflecting this, it is a good idea to shop around and find the best rate for your age group. 

Updating your auto insurance policy is a great way to save money. If you would like to learn more, please contact Stonewall Grace Insurance. We are now serving the Buena Vista, VA area as well as surrounding areas. 

Changes in your lifestyle can have an effect on your health, finances, relationships, and auto insurance coverage. Lifestyle changes like marriage, divorce or retirement can affect the cost and coverage of your policy. If you’ve recently gone through some lifestyle changes, talk to your Stonewall Grace Insurance agent to see if you should update your policy. Here are just a few ways lifestyle changes can alter your auto insurance coverage.

Marriage

If you’ve recently gotten married, you may qualify for a discount on your auto insurance coverage. Many insurers reduce insurance rates to married couples. If both of you have good driving records, you can save money on auto insurance by adding your spouse to your policy. This could help offset the cost of increasing coverage if your spouse needs additional protection.

If your spouse has his or her own car, you can get discounted auto insurance via a multi-car policy. If one of you owns a home in Buena Vista VA, you can bundle your home and auto insurance to save on auto insurance costs.

Divorce

On the flip side, divorce could cost you more in auto insurance costs as you would lose both your married and multi-car discounts.

Retirement

Retirement may make you eligible for reduced auto insurance rates due to driving less often and needing less coverage. The less you drive, the lower your risk of having an accident. If you’re a safe driver, you may also qualify for a senior discount on your policy. Some companies give new retirees a break on costs as well. If you complete a defensive driving course (now that you have the time), you could get another reduction on insurance costs.

To learn more about auto insurance options and costs, contact Stonewall Grace Insurance in Buena Vista, VA.  

If you’re looking to upgrade your vehicle, there is a never ending assortment of features to choose from. However, if you really want to not only improve your level of enjoyment but safety and, potentially, save on auto insurance, here are the best after market upgrades for your vehicle. After all, we at Stonewall Grace Insurance want to make sure you have the most fun and save the most money in Buena Vista, VA. 

New Tires and Wheels

When looking at any after market upgrades for your vehicle, consider both new wheels and tires. Slightly wider wheels will improve handling while driving, cut braking distances and boost precision on your vehicle. 

New Shocks, Springs and Coil-Overs

There is nothing wrong with the shocks that come with most vehicles. However, there is always a way to improve upon this. With brand new shocks, you’ll increase the amount of contact your vehicle maintains with the road both at high speeds and in bumpy conditions. This improves vehicle safety while giving you more control over the vehicle. 

Better Cold-Air Intake

All vehicles come with an engine filter. Most filters are simply flat and go above the engine block. However, an improved cold-air intake filtration system uses a much larger air filter. It usually is round and can be reused after occasional cleaning. This increases the amount of air flow to the engine, improving fuel economy while boosting performance at the same time. This kind of an upgrade is an especially valuable addition to vehicles with larger or performance engines. 

No matter what make and model vehicle you own, there is always a way to save on auto insurance while improving the functionality of the vehicle. At Stonewall Grace Insurance, we want to help you save money on your Buena Vista, VA vehicle. 

Driving in Buena VIsta, VA is a necessity which means everyone who drives will need at least some sort of an insurance policy. And while these insurance policies can get quite expensive, one of the best ways to keep it low is to not get into an accident of any kind. So in order to do that, here are some safe driving tips to help you avoid a collision on the road.

DON’T SPEED

Getting there a few minutes earlier is really not worth it, when it comes to getting into an accident or getting a ticket. So don’t speed, stay at or below the speed limit to ensure safety and keep in mind that speeding is the main reasons car accidents happen in the first place.

ALWAYS SIGNAL

The more you signal and indicate, the more other drivers on the road will know what you are doing and drive the chances of being in an accident with you way down. So wherever you drive in Buena Vista, VA, signal when you turn or change lanes, because it will not only be cheaper but safer.

KEEP YOUR HANDS ON THE WHEEL

No looking at cell phones or holding a hand to your ear. Get a headset if you have to make calls from the car, but it’s better if you just fully concentrate on driving rather than talking on the phone. Regardless of if you are actually on a call with someone, driving safely should be the main priority.

MAKE SURE YOU HAVE THE RIGHT INSURANCE

You will also want to make sure you are fully covered with the right insurance policy for your vehicle, namely from a local place like Stonewall Grace Insurance, who serves the greater Buena Vista area. This way you know it will all be paid for if you do have an accident.