If you are a renter in Buena Vista, VA, you should consider renters insurance to protect your finances. We know what you are thinking: the landlord has insurance. Why should I get one myself? Your landlord’s insurance covers the property but not your personal assets. For this reason, you should consider renters insurance from Stonewall Grace Insurance.

Here are the ways that renters insurance protects you:

Covers your assets

Think about the assets you own, from clothing and furniture to electronics. Wouldn’t it be frustrating to start from scratch if something happened to your assets? If you are a tenant living from paycheck to paycheck or saving up to own your home, a loss or damage to your assets can be a big blow.

However, if you have renters insurance, you can have peace of mind knowing that your insurer will compensate you when something happens to your assets. Renter’s insurance won’t prevent risks, but it cushions you financially when the worst occurs.

Personal liability coverage

If you are legally responsible for injury to other people, renters insurance can cover the third-party costs. Similarly, if you are accused of causing property damage to others, renters insurance can cover the costs. Since liability costs can be prohibitive, every renter should ensure they have an adequate amount of renter’s insurance.

Loss of use

Suppose a peril listed in your renter’s insurance policy makes your dwelling unlivable. In that case, renters insurance can put you in a temporary shelter (like a hotel) and pay for the additional living expenses until your dwelling becomes livable again.

Renters insurance in Buena Vista, VA

Want to invest in renters insurance? You are on the right track. All you need now is to get in touch with Stonewall Grace Insurance. We will recommend a renters insurance that suits your budget, lifestyle, and other needs.