Stonewall Grace Insurance

Learning About Driving Abroad

Posted on by AgentInsure

Driving abroad requires a lot of attention to detail. Particularly if you are going to be flying overseas first, you are also going to be dealing with a rental car. Following a few tips can help to keep you safer on the foreign roads.

Your Rental Car

Know about the rental car that you are going to be driving. The steering will may be on the other side and manual transmission may be the only option. Ask a few questions about where windshield wipers and headlights are located if you cannot find the right away before you drive off of the rental car lot.

The Roads

Familiarize yourself with the roads that you are going to be driving on. This includes researching what road signs are going to look like. You may also need to prepare for driving on the other side of the road. There may also be some different laws, and it’s a good idea to know what they are so that you don’t inadvertently get pulled over.

Directions

The directions to where you are going are important, and you may not want to depend solely on paper maps. You can likely rent a GPS on your rental car company, and this will ensure that the international maps have been loaded.

Other Details

Knowing more about the city you will be driving in can help tremendously. Many European cities have narrow streets and heavy congestion, which can be overwhelming if you have never driven there before. In some instances, you may want to park your car and take public transportation.

At Stonewall Grace Insurance, we are committed to helping you stay safe on the roads. Call today and learn more about auto insurance, coverage, and ways to get an affordable auto policy. Our agents look forward to helping you.

 

The Other Coverages Renters Insurance May Provide

Posted on by AgentInsure

One of the main protections included in renters insurance policies is coverage for your personal belongings, which may include your kitchen table, laptop computer, and wedding dress (each policy has its own limits, conditions and exclusions). This is not the only protection that renters insurance affords, however. In addition to protecting your possessions from common perils, renters insurance can also protect you. Here are some of the ways a renters insurance may provide you with valuable protection.

Coverage That Protect You

If you compare several renters insurance policies, you’ll find that the additional coverage options they include varies widely. Some will have many supplemental coverage, while others may only have a few — if any. The following are a few of the more common additional coverage:

  • medical payments coverage, which is intended to help pay for medical expenses that arise from an injury a guest sustains while visiting you
  • additional living expenses expenses, which provides financial assistance if a covered peril makes your home uninhabitable
  • liability coverage, which affords protection if you’re found liable for a covered incident
  • property damage to others coverage, which may pay for damage you cause to another’s physical property

In a renters insurance policy that has these coverage options, each of them will be governed by specific terms and conditions found in the policy. These details may vary from policy to policy. Therefore, it’s important to review exactly what these coverage options provides you when selecting a policy.

Agents That Help You

For additional help understanding the different coverage included in renters insurance policies, contact us at Stonewall Grace Insurance. We’ve assisted many tenants who live in Buena Vista, VA, and our independent insurance agents would be glad to help you. You can reach us through our website or by calling us.